Personal Finance Dashboard

System Architecture

Identity Layer

QR-based identity binding with revocation and replay protection

Trust Validation

Smart contract enforcement of trust rules and spend limits

Settlement Rails

Cross-platform settlement via on-chain and traditional rails

SOVR Empire implements a three-layer architecture for trust-verified presentment:

Presentation Layer: QR-based identity binding and session management
Validation Layer: Smart contract enforcement of trust rules and compliance checks
Settlement Layer: Multi-rail execution across blockchain and traditional payment systems

Smart Contract Specifications

SOVR Credit V1 (SOVRCRV1)

Polygon Network

ERC-20 compatible sovereign credit token with built-in payment processing and settlement authorization.

Contract Address:

0x49471e1C5b97aE2370ADdEcf0bF5B808A3E28c9a

Core Functions

processPayment(address merchant, uint256 amount) - Execute payment with trust validation
authorizeSettlement(bytes32 invoiceId) - Authorize cross-rail settlement
validateTrustRules(address spender, uint256 amount) - Enforce spending limits

Events

PaymentProcessed(address payer, address merchant, uint256 amount)
SettlementAuthorization(bytes32 invoiceId, uint256 amount)
TrustRuleViolation(address spender, string reason)

TrustVault Contract

Central trust enforcement and asset custody contract managing beneficiary rules, spending limits, and distribution schedules.

Key Features

Multi-signature authorization for trust modifications
Time-locked fund releases with milestone validation
Emergency pause and circuit breaker mechanisms
Upgradeable via UUPS proxy pattern (timelocked)

Security & Compliance Framework

Smart Contract Security

Audited by ConsenSys Diligence

Third-party security audit completed Q3 2024

OpenZeppelin Standards

Built on battle-tested security primitives

Formal Verification

Critical paths verified with Certora Prover

Privacy & Compliance

Zero-Knowledge Proofs

Private-by-default with auditable proofs

GDPR Compliant

Data minimization and right to erasure

SOC 2 Type II

Infrastructure security certification

Integration Quickstart

SDK Installation

npm install @sovr/empire-sdk ethers
# or
yarn add @sovr/empire-sdk ethers

Basic Implementation

import { SovrEmpire } from '@sovr/empire-sdk';

const empire = new SovrEmpire({
  network: 'polygon',
  apiKey: process.env.SOVR_API_KEY
});

// Process a trust-verified payment
const result = await empire.processPayment({
  merchant: '0x...',
  amount: '100.00',
  currency: 'SOVRCRV1',
  trustRules: {
    maxAmount: '1000.00',
    purpose: 'merchant_payment'
  }
});

SOVR EmpireTechnical Brief